My wife insists we keep $1,000 in our savings account. The interest is 0.01%

The bank began charging $8.00 a month for this savings account.

If I don't replinish this fee, the balance will be $0.00 In about 10 years.

I suspect my wife will reconsider before.then. At this point, Liquid USD-T is better than a savings account at BofA.