There is safety in numbers.
I've been thinking about this a bit recently. When people are all doing the same thing, it becomes easier, but we then stop using our critical minds and start using intuition.
Before we allow intuition to kick in societally, we need to make sure things are done right, that shortcuts and malicious things are easy to identify and cast away.
Then, we need our "experts" to keep on top of everything.
But most of all... We need to have something in place to prevent the "experts" from becoming corrupted.
I believe that thing is the money.