My biggest concern is scale.

How can 8 billion people use Bitcoin daily.

I know scaling through layers, but how do we do this non-custodially.

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Breez and other building SDK’s to easy non- custodial. Fedi, Fedimint and others building layer 3 solutions that interface with layer one and 2 moving some transaction volume off of lightning and also making it more secure, private, and scaleable.

Absolutely. The stuff people are coming up with is amazing. I'm still seeing a lot of tokens and other sleazeball projects, but enough of the good stuff to make me optimistic. Lightning alone is already capable of a million transactions per second.

Besides Breez and Bitkit. Who else is doing easy non-custodial ln?