Strike is 0 fees and only a small spread

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But you can use bank transfers and ibdont have a traditional bank and I can't get direct deposits and they have no debit card

It's all about trade offs

Get a new bank. I prefer to pay as little fees as possible. A sat saved is a sat earned. Coinbase is even better than cashapp

I don't do traditional banks can't get one

Get a boyfriend/girlfriend/other that can to be your proxy. Once its on Strike they can send it instantly for free. Thats what I do to avoid using my bank account