I feel like I’m always drowning in payments and subscriptions, Car insurance, car payments, fees, subscriptions, groceries. all kinds of shit.
Makes stacking hard.
I have some debt too, not too much, trying to pay off fast.
Discussion
I hear you 🫂
Take things one day at a time (or even one hour at a time).
Stacking is not what you'll be doing for now, however exchanging $5 or $8 for some sats each week will still have you feeling that you're doing something empowering towards your brighter future.
Is there anything you can sell, downsize or cut out to raise more funds towards clearing all debt and buying a few more sats?
Maybe a free, online budget tool like https://moneysmart.gov.au/budgeting/budget-planner could also be helpful.
Some of these types of services could be of use as well https://moneysmart.gov.au/managing-debt/urgent-help-with-money
I hope I haven't overstepped the mark, just wanted to help in some small way. 🧡✨👍
Appreciate it
Dont pay off the debt. Keep the debt. Stack sats instead of paying debt. NFA only what i personally would do in your situation 🧡🫂💜
Get rid of all debt as fast as you possibly can, try not to cut yourself too short, but sacrifices will have to be made if you want to get rid of it faster.
Short term pain for long term gain.
The longer you have debt, the longer you’re tied down to fiat slave system. Most of us are all still trapped in the fiat game in some way or another, but having no debt is a great feeling.
Geeze, I said no to the wife getting a $5/month XM radio subscription. I hate subscriptions and small fees, especially when the radio is free. 🤣
$60/year could be better spent, like on SATS!
Living within your means and making some sacrifices will take you further than you realize.
Ge rid of all non-essentials.
Then re-evaluate.
Ideally get a car without payments too - that's complex, but as an example, I drive a £500 +20yr old wreck that does me just fine lol.