The reality is the banks don’t want the houses at all, they dont want to steal them, they really want you paying them the money. At the height, the banks were desperate to keep people in them paying on their debts. IT was a catastrophe for them too, but of course they had the money printer on their side to bail them out as we saw. Banks really really don’t want to own your house, they want to own your debt, repackage it, and sell it off. It’s debt tranche hot potato