Sounds like you're using Primal or some other KYC client?

We still have a choice, and mine is definitely NOT the KYC tools...😜

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But a majority is choosing the custodial option, what does that say about lighting? Being self sovereign with lightning is a PIA for most people.

Agreed.

We surely need more and better tools.

BTW,

I see no problem with short term custodial solutions; keep savings on chain, put a tiny amount in your wallet to spend...

Definitely not wrong with that in the short term but it can’t be the default position long term otherwise we are just recreating the very system we are trying to escape from with gatekeepers and potential to have your funds frozen.