Stella, the money causes these problems. In nature, if animals can't source shelter, food and have time to care for their offspring fewer offspring will be born/survive.
Currency is causing population collapse in much of the world. Men can't fathom how to buy a home and support a woman let alone children. women, want a man making 200k a year. The first world countries, are fucked.
In the US, We used to have 16 workers for every retiree. 16:1 (FDR days)
Now we have 3:1
Buy bitcoin and live a prosperous life.