The timing on the denial is not a coincidence, an algorithm decided that was the optimal time to issue a denial to maximise profitability. Note that it likely had to be a computer program, as they find for some reason humans are less likely to make sure decisions, might have something to do with having a soul.

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Wow you just blew my mind!🤯🤦‍♂️ The fact that it most likely was an algorithm that triggered the denial never even crossed my mind! Thank you bro!