Fiat needs banks.
Gold needs banks.
Crypto needs banks.
#Bitcoin does not need banks. 
Discussion
Well ...
... the way it is set up to become [BTC ETFs, CEXes, KYCed wallets (looking at you Relai 😉)] people will need 'banks' or central financial services in order to use Bitcoin. And that is supported by many well-known Bitcoiners.
On the other hand L2s on Bitcoin supported by technologies that many Bitcoiners would call 'crypto', those are the ones indeed able to build a future where the use of Bitcoin does not require banks or centralized services (DEXs).
I believe you're confusing on/off ramps service with Bitcoin itself.
Bitcoin is your own bank, and self-custodian walleta will always be available, as they're software
Thanks. There's no confusion.
If the sole purpose of a bank was to keep money safe in a vault ... then yes, Bitcoin is your own bank. A big achievement, indeed, and I do hope self-custodial non-KYC wallets won't be criminalized.
But if a bank is also enabling financial services (payments, lending, borrowing, using BTC as collateral etc.) ... then in the current state of affairs, you cannot use Bitcoin mainstream without a bank (centralized service).
There are projects out there that want to enable Bitcoin to be used bankless (L2s). But those are too easily brushed off by such platitudes.
#Bitcoin: Oh, you mean a currency that respects our privacy and says goodbye to KYC?!!!
