Just because you have one key doesn't mean you have 1 point of failure You can keep a single key and multiple spots. multi-Sig arguably is the single point of failure are missing one of any of the keys You have failed

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Oh you’re trolling my bad I thought you were making serious points

I see you can no longer debate on the facts. I will let your reply speak for itself. They are serious points and your suggestions will lead people to lose coins.