I predict it will be built by the banks and fintechs, not by the government itself. The banks will be the ones to issue it, at least in the United States. I hope Iโm wrong.
Listen to nostr:npub1g0587hzzckcncxfm78n0996qe2s58nspy29wf02tqcj5sdzcpj4q6j40hv. About 30 minutes in.