My background is in tradfi payments and I’ve been blowing the minds of my network with the Bitcoin Jungle project. We’re doing cross border digital payments with no counterparty risk & instant settlement on an open network that isn’t controlled by a single entity. You should talk with them about it, Derek!

Aside from the fee savings argument (they can lower cost to their merchants while retaining/increasing profit), my biggest selling point is that with LN they can own the entire experience. They don’t need to rely on the multiple layers of companies to offer a payments solution. If they can dream up a payments UX, they can build it, easily.