When I am on the paying side - I typically say I can pay you back in bitcoin, and if you don’t want to set up a wallet/learn, at least get CashApp! It’s not the final place to get people to, but if they want to get paid by me, I usually get them to accept Bitcoin and it’s usually via CashApp. It’s interesting b/c I don’t even try to tech or explain Bitcoin much anymore (terrible at orange pilling), but once they get some, they tend to hold it for fun (or b/c they don’t know how to do anything but leave it there 😂), and often start asking questions not long after!