Tough having to agree that despite initial promises most future #bitcoin users will prefer a bitcoin-based banking system instead of #self-custody. Less risks, lower fees. Hope those layered services will be provided by new institutions (like nostr:npub1hcwcj72tlyk7thtyc8nq763vwrq5p2avnyeyrrlwxrzuvdl7j3usj4h9rq or the like) in opposition to legacy ones banks.