buy an old car.

Each month, set aside half of what you would have spent on new car payments, into a car improvement fund. Slowly restore and improve the old car.

Divert the other half you would have spent on new car payments into an inflation proof store of value.

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4 pickups: mazda & ford ranger interchange parts 4 several diff. yrs. & mods

good utility/reliable since 2006 4 me/mazda b3000

still going strong/reg. maint.

This is a particularly good idea if you can work on cars yourself & if you buy something from the early 2000s which is probably at it's lowest value now but has some solid potential to be more desirable a decade or so from now.

The only downside is that the risk of unforseen expenses which might not be fully covered by the improvement fund could be high right from the start.