I completely understand and respect your position. If, say, you believed that stole your private property, my funds should be frozen until the matter resolved.
My challenge is that this is a slippery slope to abuse. What if I did not actually steal from you, months without access to my money means I will lose my house and my family will starve.
Worse yet, I’m concerned for the possibility of abuse. Perhaps you just don’t like the way I write on Nostr, and you make an accusation that results in my financial ruin? What recourse would I have apart from waiting months for the legal system to decide I was innocent?