Maybe combined in one app and rotated up balance thresholds automatically? Watch-only balance being the highest level needing another signing device/method.

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That's feasible; we are also considering it.

“When the balance exceeds 100 sats, you can melt them back into Lightning Network sats. If the balance falls below 100 sats, you can mint some ecash sats from Lightning Network sats.“

This sounds pretty slick, especially for deposits/receiving to be the most cost efficient and immediately usable.

The ability for sats to flow bidirectionally among the three types of wallets is something that other systems do not have.