If the amount is more than 1 million sats (approximately $700), put it in an onchain wallet. If it is more than 100,000 sats (approximately $70) but less than 1 million sats, put it in a Lightning Network wallet. If it is less than 100,000 sats, put it in an ecash wallet.

Everyone can set their own acceptable values.

How many sats would you put in an ecash wallet at most? You can distribute them across multiple ecash mints. nostr:note1w7agdjcmyufqt34y8c0p40tuvj7pf9es5k0ttjq975lwqm8em2zq37av2v

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<\= 20 | <\=150 | all above on chain (for now…)

1k in e-cash, 100k lightning, rest in cold storage.

1k sats as postage is sufficient; on average, a person sends 50 messages a day, and 1k sats can last for 20 days.

Maybe combined in one app and rotated up balance thresholds automatically? Watch-only balance being the highest level needing another signing device/method.

That's feasible; we are also considering it.

“When the balance exceeds 100 sats, you can melt them back into Lightning Network sats. If the balance falls below 100 sats, you can mint some ecash sats from Lightning Network sats.“

This sounds pretty slick, especially for deposits/receiving to be the most cost efficient and immediately usable.

The ability for sats to flow bidirectionally among the three types of wallets is something that other systems do not have.