For everyone trying to treat this like it's a scam to loan shark plebs into getting loans for their burritos, please look at it again more carefully and realize this lending product isn't for people stacking $0.40 cents of bitcoin a day.
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So they want to scam the bigger fish?
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If you think loans are scams we don't have much to discuss.
I was just using your own terminology. I don't think 100% backed loans are scams. Printing up imaginary money for real hard assets are. Btw. Did you see the launch of THY recently?
