It won't be easy to explain in one readable post but let me try, give some leads....

It is the combined result of:

The existing and unfair Fiat system.

The unfair, but most fair system I can think of, introduction phase of a #Bitcoin Standard.

The Fiat system I'm not going to explain, "The fiat standard" is a good book about it.

The "#Bitcoin standard" is a good book and that system will also solve most Fiat issues.

Know what, I will just leave it at this 😁

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Nothing to explain. Agree 100%.

I just like to do calculations and drive conclusions.

I have the FIAT Standard on my desk (didn't read it🙄) and red Saifs first book even before it was published when it was a draft. ✌️