Will the user be forced to have a noncustodial wallet?

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Or is the automatic withdrawal optional?

yes

Seems like a decent tradeoff.

The only thing I would suggest is the ability of users to open an external wallet on zap IF they go full retard like me later on. Like how Amethyst will open Zeus when I zap someone. But I'm not an Apple user, so my UX preferences may not work or make sense in that environment.

we already support that

Sounds awesome then!