This is nutty! River is literally RobinHooding the traditional banking system. Just by holding cash on River you accrue bitcoin daily that is paid out monthly at 3.8%.

Cash earns a yield, that’s not a hard concept to wrap your head around, that’s the issue with cash.

River is basically saying; we don’t want to keep the yield that your cash earns, we would rather buy bitcoin with it, every day; and give it to you at the end of the month.

I think it’s genius!