This business is based on fear and uncertainty, against our core psychology and faith like trusting God.

We have control on certain things in life but not on everything so we rely on God for those things that's not in our control.

In this timeframe, some companies try to take advantage of this uncertainty and use our basic fear like death and loss to sell their packages.

Have some faith man, God is real care taker and nourisher

Even if you die God is capable of taking care of your family better than yourself.

Just believe in his plans and save your money and resources.

Hope this makes sense.