IMO this is at least partly why Twenty One launched and why Jack wanted to be the CEO

Strike is cool, but your average joe which comprises the vast majority of the population will just get their bitcoin services from the bank they already use. Boomers are not going to download a new app when Chase, BoA, and WF offer the same services.

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Banks going to have LN?

I don’t see why they wouldn’t

Lack of expertise

I’m sure they can figure it out.

Lol.

You ever "figure it out" with a LN node?

Yep still up and running

We are not talking about cracking nuclear fusion. If Cash App and Strike could figure it out I’m sure Chase and BoA can too

I'm hopeful for fedimints across regional banks

That’s probably a decade plus away. The demand will be a rounding error since most people won’t be using bitcoin as MoE any time soon.

Bear. It will be localized and driven by those prone to action.

I would say a realist that’s in touch with the average person, but sure. Local banks and credit unions can offer the product, but the demand will still be a rounding error. Which is fine btw.

Almost no one uses LN even though Cash App and Strike make it extremely easy. Change happens a lot slower than we would want. How many ES citizens really use Bitcoin? Probably not many, and it’s been like 4 years since the legal tender thing.

Pretty sure it’s still under 10% ES citizens

Gradually, then suddenly.