As a European, I don’t have access to Swan.
But if I did, I’d stop using the service ASAP. Just like I did with Relai when they banned me for using CoinJoins.
Fuck this dystopian shit, fuck all the “banking and custodian partners”, fuck any flavor of Bitcoin-only that’s synonymous with compliant (and ultimately anti-Bitcoin). 
The shitcoinification of Bitcoin.
Soon the only legitimate use of the coin will be turning it into a gateway to monero.
Adevarat
DEX or GTFO. Buy privately, never sell, spend your crypto directly.
If your Bitcoin service doesn't also accept Monero it's an immediate red flag.
Too many compliance Bros in Bitcoin.
Let repeat what cypherpunks know for a long time: Optional privacy doesn't work.
That's why you want to use both Monero for transactions and Bitcoin for storage.
Atomic swaps are already implemented into Samouraiwallet.
Maximalism is dead since the majority of people only ever touch KYC Bitcoin. Only a tiny minority know how to safely and privately handle Bitcoin. And that's what government regulation is currently exploiting.
#Monero is made for an adversarial environment. Use it.
Yep, we should be free to do multi-party signed transactions. Also opening private lightning channels is similar, with anonset of 2 onchain.
Sorry, but how is this surprising?
Bitcoin is transparent,by coinjoining your attempt to gain privacy is glaringly obvious. Your coins now have a new history: you took steps to erase their history.
Base layer Bitcoin is not fungible. This is a manifestation of that, and it was always obvious that the usual control freaks would leverage the choke points to penalize anyone and everyone who attempts to gain privacy in a transparent-by-design system.
The transparency works against you (and me, and all of us) because the power differential between us and the State is astronomical.
See what they did to the banks & legacy banking system? Deputized them,put surveillance into every transaction, guilty until proven innocent "where did you get this money pleb?" dynamics?
Did anyone expect they would not attempt the same with crypto?
It's their wet dream, a permanent record of transparent transactions.
And not enough people get it yet. The transparency... is not our friend.
You can bet the baffoons are gonna try and cripple Lightning at the chokepoints too - even though privacy is not its raison d'être, compared to onchain it's vastly more private.
They don't like that. It means you could escape paying your protection racket fee. It has fuck all to do with money laundering or terrorism, it's all about robbing you to the last satoshi with perfect precision.
And having a permanent record of all activity.
