Would you / have you converted 100% of your kids’ savings fund into 🌽? Or build a separate corn silo?
Discussion
I only have corn savings funds.
For my kids and my sister's kids.
But yeah, separate silo
Frankly, most people don't even have a savings fund for themselves. It's sad to think how few people you're actually talking to here. I've been considering multiple silos for even my own savings. Seems like a good idea to extend that to kids.
Some people have non-maxi spouse that might lose it if they learn their other half went full corn with kids funds 😂
I feel this note very much 😅
Then that is a marriage issue. A marriage can't work between two people on two completely separate paths. That's why I assumed a good marriage (or single parent) when answering the question. A good marriage meaning two people who are in agreement on general shared issues.
This issue can't even be addressed before the first, as a marriage is a joining of all things, including assets, in my philosophical opinion. That is legally true in many cases.
And if you value your spouse more than the outcome, then the answer was already decided before the question was asked, making this a fruitless question.
This is exactly why I have like 10k in a fiat emergency fund so my wife and I never have to worry about selling our Bitcoin. That was our agreement. And we used it recently, funny enough.
You have to be on the same page with the spouse or create a page you can both live on. Otherwise, you'll eventually be separate pages in separate books.
I think both ways are fine. Because it is great if you save funds for your kids
Another silo
My kid was born after I went all in and so I haven't gotten around to making a dollar savings fund. Not sure I'll ever make time for that... But he's got some sats tucked away
haha, nice!