You can't access wealth without selling it. You can only leverage it, which carries the risk of loss.
Discussion
In this case, you can spend your wealth without selling it or leveraging it.
This isn't RE or stonks!
If you borrow dollars to buy & eat food, and you **don't** use the resulting metabolic energy to produce a repayment, the contract fails. If strike decides they're done, the contract fails.
People borrow dollars for far less productive reasons than gaining metabolic energy.
It's risky, plain & simple.
Work hard enough for your household & stack sats. No banks & no contracts necessary, aside from your employer/customers.
It's a collateral-backed loan, like a non-recourse mortgage or a pawn shop. But it's a volatile asset, so they might have to margin-call you, or they could go bankrupt holding your debt note. That's actually a big risk, on their part, especially going into a worldwide recession, which explains the high interest rate.
I think this is the correct page.