There’s gotta be some workaround/loophole

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yes you have to redirect them out of the app into a web browser. Many apps do this.

1. Web page that shows LN invoice details, incl. pubkey as description

2. Ask user to click "lightning://" btn to pay invoice

3. Wallet opens, user pays

4. Profit

Maybe use SFSafariViewController instead of sending users out of your app entirely to Safari proper?