Perhaps it's the decades old fallacy that I am "helping" bitcoin, if I use it to buy time or developers or miners for a fork.
Also I'm just tired of working.
Discussion
I’m just wondering what you do with the funds to retire? Sell bitcoin , buy _____?I want to quit working too but I was thinking of gradually “selling” each month to pay bills- instead of lump sale to cover decades worth of unknown expenses.
There's always the failure scenario where some flaw in the curve is exploited or a fork introduces catastrophic imbalance of incentives and tradeoffs, and bitcoin loses value until it can fix the issue and spend years and years rebuilding its reputation, if even possible.
In that scenario, no amount of shaving off a little bitcoin at a time will help. Most would regret not building a fiat insurance nest that, at the very least, puts them far ahead of the rat race.
Consider this a message screamed from the tippy top of the middle of the curve.
MSTY or IMST
If you have enough money STRF/STRK/STRD
IF you believe Strategy will continue to be volatile, liquid, and financially strong.
Selling each month is an option as well if you don’t want any exposure to the traditional system.
From yieldmax MSTY website: “The most recent distribution on 07/07/2025 contains 96.86% return of capital and 3.14% income.”
Does this alone make IMST superior? Seems like a crazy high ROC.
They both will do ROC. ROC is more of an accounting thing that is beneficial for tax purposes. MSTY has a strong track record. IMST is a bit more conservative with their approach, but it’s yet to prove it’s a better vehicle for total return on top of offering income.