MSTY - 6 MONTH EMERGENCY FUND

Hypothetical Scenario:

Bob is a regular guy that got into Bitcoin and MSTR in 2023. He is not a psychopath toxic maxi, but he like the coin and has a 20-40% allocation to BTC/MSTR. He holds his 6-month rainy day fund (worth $26k) in cash because he does not want to deal with the uncertainty and volatility of Bitcoin for this bucket of money.

In February of 2024, he notices MSTY comes out, and because he had been following MSTR and has some past experience with trading options, he sees the potential in the fund and decides to migrate his 6-month emergency fund to MSTY and acquires 1,298 shares. Everything is going well with life until one day he gets fired from his job in late November 2024. He had been dripping MSTY up to that point, but now he needs to start using the distributions to cover his family’s expenses.

Fast forward to today. Bob has been unemployed for 6 months. So, is he living on the streets? How did his rainy day fund strategy perform through this hard times?

Bob has been able to pull $5k each month since November from distributions and selling shares when needed. He currently holds 3,218.67 MSTY shares worth $68.3k and is not overly concerned about how he will be able to provide for his family while he is looking for a job.

#msty