I'm glad I paid off my car a few months ago, at least now I stopped the bleeding with fiat debts.

I'm paying them all down, and never looking back.

If I still had car payments I would be so screwed.

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great choice, but why would you be screwed?

Because my consumer debt takes $150 of my paycheck/week which is basically 20% to 50% of what I earn each week.

My car payments were $220/month and that was about 10% of my pay.

And then everything else, very difficult to afford things nowadays.