You don't need to be a master tech wizard to keep a key safe. I submit to you however than 95% of the population is unable to keep TWO keys safe. And remember which is which. And keeping TWO keys safe is actually necessary if you are going to be fully self-custodial with both "hot" wallet and a "storage" wallet.

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I mean in all fairness a lot of people still fucking write important passwords on sticky notes and leave them next to their desk so....../shrug.

Not to mention if you're running your own multisig, as you should be for cold storage....