You make good points about VPN alone.

My primary goal with using one for browsing etc is less about security than simple user privacy enhancement - reducing how much targeting data gets explicitly and blatantly collected by innumerable third parties to be shared and sold.

That along with a browser like duck duck go. Just a few improvements.

If I’m putting Bitcoin in cold storage, then a Tor connection to protect a “family savings account” is warranted 🤙

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Yes those are good things. If you just want to protect against third parties it can be a option. But better whould be for regular browsing, using encrypted DNS, private browsing mode or clearing cookies/localStorage regularly ect. And for more sensitive browsing, using Tor.

Great, thanks - I appreciate the discussion 🤝