They haven't even figured out that if I've seen an ad 100+ times (which I have with the money transfer service) and I haven't clicked the ad or visited their site by now... Then I'm PROBABLY not a good target for this ad & it's time to try another.

Is this not just very basic & obvious?

If I have to keep watching a few seconds of ads before I can skip... I'd at least like to be shown a variety of products & services I might not be aware of. Broaden my horizons or something.