I just opted out of my escrow account, because that crap is a racket. Forcing me to hold my own money in their account “just in case”…yep, opted out of that.
Still in my 401K and health plan though…
Discussion
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401k is alright in my books, let them gamble with the small amount I give them. If they do well, it's 10 percent compounded annually for 40+ years.
And most states don't allow you to be without insurance, so can't really leave that.
Thanks for the zap!
I’m from a different country and we have different acronyms and numbers for the same crap, my first job was as private contractor and since I was young I opted out of this entire bs. 15 years later and I still can’t opt in, I run the numbers every year and I am certain I can make better choices and hedge myself anyways. I do have a life insurance since I started having dependents though