The fundamental economic problem of our age is that no one understands money. Fractionally reserved debt/fiat currency issuance by banks IS centrally planned wealth redistribution. It's not just the central bank, it's not just the politicians, it's the banking system. You can't compare capitalism and collectivism in a world of fractionally reserved debt/fiat currency; free market capitalism doesn't exist in that world, just different flavors of collectivism. Henry Ford was right.