okay but *everyone* keeps a copy of the 3 xpubs, you and the lender, and it can be copied infinitely

and if it is leaked there is no risk except transaction privacy… so, basically misinfo

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Correct. An absolute nothing burger

No, the information is correct, which is the very opposite of misinformation 😂

the misinfo is how you pointed out as if this was a huge risk 😅

if there’s 1 copy it’s safe. put it in your favorite cloud, or even encrypted on Nostr, doesn’t matter

Still no, if you move the goal posts to be a different argument, or tell me I said something I didn't say, then I don't need to make any further proof.

Your argument style is common in weak discussions. I prefer not to have weak discussions.

You said it was not as safe as thought, while linking to a clickbaity video?

the xpubs can be put on google drive, emailed to yourself, etc etc. make infinite copies and put it anywhere.

so while you do HAVE to have all 3 xpubs, i can’t image a scenario of someone knowing that, and losing them.

not knowing you need all three, and then losing it, 100% see that happening.

so yes, don’t do multi sig if u don’t understand it