I have bitcoin.

Id rather hold a small amount of cash than rely on a credit card for anything.

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I used to think like that but like a chess player I got smarter

If your chess game is "get richer at any cost" then yeah you got me. My game is "dont play their game."

What cost? Its just stacking more sats.

Being stuck in a permissioned system, them selling your info to data brokers, being treated like a criminal, "business hours."

If you dont have a reason to hate banks, Im glad for you.

Your trying too hard to defend your position. I use bitcoin where I can and fake money when I can't. Credit cards are good for stacking bitcoin.

Not trying at all, you asked.

At the end of the day its all about security of my time. Shredded credit cards dont help with that. If all Credit cards where Shredded that would be awesome, but this just seems like your putting yourself at a disadvantage. Just my opinion tho.