all above point is valid - here are facts n q

how much btc value will be there floating in 99% dominance of custodial wallet?

what does 100K roughly nerdy plebs doing when 250000 BTC is floating in ERC20 BEP20 AVAX other chains

5000 + BTC in LN maybe fraction few BTC is floating nostr. yes thinking od design is good - think how it reach to masses not just theoratical einestiens of the world

they will always 1doctor/10000patience ratio in hospitals - 1pleb/100000users if bitcoin ever gets started to be used by masses or it remina confined in echo chambers of nerds physicists plebs.

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simplification is key sell technology to layman users also meeting decentralization n self custody function. there got to be balance n tradeoff for practical use on field.