True. Financial independence, freedom and having options are also. Why not have all?
Discussion
And I am not sure if you need to go to a restaurant to have human connections. You can invite friends over e.g.
A jet ski in your '30s is worth more than a yacht in your '60s.
Might be.
I think this shall be a personal decision. But you need options or the possibility to make decisions. In these cases you need money. But if you spend all your monthly income on starbacks you won't buy either of them.