Insurance is a government sponsored protection racket. Homeowners Insurance, Car Insurance, Health Insurance, all of it.

You are required, by law, to give money to a corporation that puts the capital into low yield accounts and then does everything in their power to prevent having to give it back to you.

Why? Because large expenses for major disasters, wrecks, illness or injury take too much capital for the vast majority of people to pay, so our corporate owned government passed the legislation written of, by and for those corporations and shoved us all into orbit around a black hole for our "protection".

It will NOT be easy to dig our way out of this hole. This is going to be rough on individuals, families, communities and governments. But dig out of it we must.

First step, stop saving capital in a form of money that steals value from you every hour of every day of every month of every year. Get out of Fiat.

Second step, put that capital into a form of money that grows in purchasing power over time. Don't be afraid of deflation, it's just the global economy coming back from insanity, coming back from the edge of a cliff, coming back from the event horizon of a black hole. Buy what you need, pay your expenses for the life you want to live, enjoy life without worrying about whether you have enough. You will.