Yeah. 🤷‍♀️ That's how I see it. Have more reasonable plans, self-finance, help each other out, invest sweat-equity, come up with smarter business plans to pull income forward and use it to help finance the endeavor (like with the wooden bridge built next to wear the stone bridge will be built). That sort of thing.

But this means that we would be more reliant upon other people, around us physically or in some sort of association, and then we can't all be rugged induhviduals, unless we were really wealthy, geographically isolated, or willing to accept a significantly lower living standard.