My father’s parents built a small house and then added rooms as they added children. I’ll grant you this was probably helped by the fact that they had a brick house and my great uncle and his brother were brick masons. We’re also the kind of family where everyone shows up to work on a house, chop firewood or harvest the garden. I suspect that sort of thinking and way of doing things would make a comeback under that type of financial situation.

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The house I grew up in and where my parents still live? My great grandfather and his brothers built it. My father’s mother and uncle were born in that house. There’s always a next generation in the clan that will need housing.

Yeah, same.

Yeah. 🤷‍♀️ That's how I see it. Have more reasonable plans, self-finance, help each other out, invest sweat-equity, come up with smarter business plans to pull income forward and use it to help finance the endeavor (like with the wooden bridge built next to wear the stone bridge will be built). That sort of thing.

But this means that we would be more reliant upon other people, around us physically or in some sort of association, and then we can't all be rugged induhviduals, unless we were really wealthy, geographically isolated, or willing to accept a significantly lower living standard.