ever use Zelle?
They have no customer service.
Which means:
- no recourse for any wrongdoing.
- No way to report criminal activity.
- no way to request limit changes.
And yet, it’s entirely kyc’d.
Banks on both sides of the transaction can freeze the money.
The worst of all worlds.
I recently paid a contractor via Zelle and they froze funds on his side. (We use the same bank btw.)
My money is gone - no recourse for either of us.
When I call the bank - they immediately tell me that Zelle is a third party that they have no control over.
I have also been scammed thru Zelle in a weird furniture fiasco.
You can enter your info and amount lost. To which they respond - there is nothing they can do.
Heres the thing, Zelle is owned by the seven biggest banks in America.
It’s just a scapegoat buffer between banks to absolve them of liability and responsibility.
Stop using it where ever you can.
Fuck banks and everything about them. 
