Monero is under constant attack since the beginning, just gets tougher each time. Only chinese farms can buy ASIC, it is stupid to say that it isn't a bad thing when you basically NEVER mine the cryptocurrency.

I mean, why am I explaining you this?

You've never done a direct P2P cryptocurrency transaction. How would you possibly understand that we are talking about crypto and not stocks or forex.

There is a whole world of reasons why mining should be in the hands of normal people, mostly to enable them to transact values without depending on the "good will" of anyone else.

Learn about forex, it seems to be more of what you are looking.