This is my hesitation too. The new basis by wallet rule might make it easier to live out of my Strike account and stash excess into cold storage, but I'm still a bit fuzzy on all the details. I'll need to dig deeper into the 2nd and 3rd order effects when I have time.

I also second this post. Would love to pay everything in bitcoin (isn’t there an app that I sent bitcoin and it convert to fiat for the receiver, so that I can use it everywhere?)