BTC The asset, and BTC the medium of value exchange, to me, are very different things. The latter I couldn't be more excited for as I continue to run into issues and grow concerns for legacy exchange such as credit cards and paypals.

The asset has no difference to somewhat risk adverse people like myself. To me is no different (yeah yeah ish) than holding a stock or say index fund, or bond (or cash if you want to get into fiat): A pointer to my portion of something that's value is entirely out of my control.

For me its about control (or perceived control I suppose) I would rather hold a pointer to something of value that I control. To me, that idea is a business I control. Real estate is a bit of a shitcoin to me. Yeah you need a place to live, that's a non negotiable, I can't live in my cold-card. My argument: a home's VALUE does not increase with time, it's price can, that's BS. What makes an increasingly used home more valuable with time? Things break, floors start to creak, leaks and water damage appear and aren't fully repaired, fixtures/hardware become outdated and lose efficiency. Price increases because the value of a home decreases slower (assuming money is spent to maintain it) than the price of materials (and land yada yada) increases. Maintenance is far from free, and I'd argue is relatively impossible to add value to a home at a rate faster than it wears, in such a way that you multiplied your investment. Mother nature will always win.

Why I don't think thats fair to label my above example as value:

Well for us kids wanting to purchase homes, price go up, and quality of house go down. They aren't equal. I just don't see boomers selling their homes and upgrading to mansions, they're usually downgrading or staying put because their home didn't increase in value relative to the rest of the market. It's impossible, how do you own a unicorn, your house isn't special.