To illustrate the point you made:

I just zapped you 27 sats, which is roughly the equivalent of 2¢ in euros.

They would say it's insane to do that because those 27 sats quickly compound and my great-great-great grandchildren could use them to buy a spaceship to Pluto, or whatever, but that evades the question:

Have they also spent 2¢ on something, today?

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And, here's where I look clever (sorry about the mathiness and TL;DR 😂):

There's a lot more sats in the LN wallet that the 27 sats came from. That's my "spending money" wallet, but I never spend it dry.

And the bit left over increases in purchasing power, same as my savings in my cold wallet.

If I have 10k sats (€6) in there, just vegetating at the bottom of my wallet, and then Bitcoin jumps in dollar price from €50k to €60k, then those sats go from a purchasing power of €6 to over €7, and I didn't have to risk the principle to receive the increases. If I have spent 1600 sats (€1) in the meantime, then I have the same amount of purchasing power before and after, and I got to zap people, too.

Now, how many people have a checking account with over 20% interest, per annum?

Bitcoin is spending money you can spend without losing purchasing power. 🤯

Damn. I need to move more money from my checking to my LN wallet. 😂

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