I don't like the thinking because it's contradicting itself.

On one hand, these people *say* they prefer Bitcoin so much more over fiat that they would never spend any if they have fiat to spend.

On the other hand, they obviously still somehow always have fiat to spend.

🤷‍♂️

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To illustrate the point you made:

I just zapped you 27 sats, which is roughly the equivalent of 2¢ in euros.

They would say it's insane to do that because those 27 sats quickly compound and my great-great-great grandchildren could use them to buy a spaceship to Pluto, or whatever, but that evades the question:

Have they also spent 2¢ on something, today?

And, here's where I look clever (sorry about the mathiness and TL;DR 😂):

There's a lot more sats in the LN wallet that the 27 sats came from. That's my "spending money" wallet, but I never spend it dry.

And the bit left over increases in purchasing power, same as my savings in my cold wallet.

If I have 10k sats (€6) in there, just vegetating at the bottom of my wallet, and then Bitcoin jumps in dollar price from €50k to €60k, then those sats go from a purchasing power of €6 to over €7, and I didn't have to risk the principle to receive the increases. If I have spent 1600 sats (€1) in the meantime, then I have the same amount of purchasing power before and after, and I got to zap people, too.

Now, how many people have a checking account with over 20% interest, per annum?

Bitcoin is spending money you can spend without losing purchasing power. 🤯

Damn. I need to move more money from my checking to my LN wallet. 😂

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When wife come angry at me saying: "why is there only 22 bucks on our account only 10 days after paycheck? Do we have a problem?"

I know that I'm doing it right, but it's still hard to explain and for her to understand.

MfW our cash bills start running low and Hubby asks if we can't just go to the ATM and get more out of the checking account.